In 2026, Greece is the only one of the three that still offers a property golden visa (from €250,000 to €800,000). Portugal keeps its golden visa only through investment funds (€500,000), and Spain abolished its golden visa in April 2025. For people with passive income or remote work, the passive-income and digital nomad visas of all three countries are the main options.
Comparison at a glance
| Topic | Portugal | Spain | Greece |
|---|---|---|---|
| Golden visa | From €250,000; most common: €500,000 fund; property removed | Abolished April 2025 | Property €800k / €400k / €250k |
| Passive income | D7: at least €920 a month | Non-lucrative: €2,400 a month | FIP: €3,500 a month |
| Digital nomad | D8: about €3,680 a month | About €34,188 a year | €3,500 a month |
| Physical presence | Yes for D7 and D8; minimal for golden visa | Yes (over 6 months a year) | Golden visa has no stay requirement |
| Citizenship | 10 years of residence (since May 2026) | Usually 10 years | 7 years |
| Schengen travel | 90 days in any 180 | 90 days in any 180 | 90 days in any 180 |
Which country suits me?
- Property investment without living there: Greece
- Moderate passive income and real life in Europe: Portugal (D7)
- High-income remote work: Spain, Portugal or Greece (digital nomad)
- Financial investment without property: Portugal (investment funds)
Key points
- Residency in one Schengen country allows short trips to the others, not living or working there.
- Most of these visas are applied for at the destination's consulate in your country of legal residence.
- Valid health insurance and a criminal record certificate are needed on almost every route.
Frequently asked questions
Can I still get European residency by buying property?
Of these three, only in Greece; Portugal removed property from its golden visa and Spain abolished its golden visa.
What is the cheapest route to European residency?
By minimum income, Portugal's D7 at about €920 a month of passive income, but you must actually live in Portugal and show stable income.
Can I work in Germany with Portuguese, Spanish or Greek residency?
No. It only allows short Schengen trips; working in another country needs that country's permit.
Figures reflect the rules as of October 2026 and may change.
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