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Contents
Non-lucrative residence (No Lucrativa) is for people who live in Spain without working and have income or savings of at least €2,400 a month (400% of the IPREM index). The digital nomad visa is for employees and freelancers who work from Spain for foreign employers or clients and earn about €2,849 a month (200% of the minimum wage).
Comparison
| Feature | Non-lucrative | Digital nomad |
|---|---|---|
| Main applicant minimum | €2,400 a month (€28,800 a year) | About €2,849 a month (€34,188 a year) |
| Each family member | +€600 a month | First about +€1,068, others about +€356 |
| Source of funds | Savings or passive income, in or outside Spain | Salary or remote-work income |
| Work | Not allowed | Only for a foreign employer; freelancers up to 20% Spanish clients |
| Duration | 1 year, then 2-year renewal | 3-year permit, then 2-year renewal |
| Presence | More than 183 days a year to renew | Genuinely living in Spain |
Example: a couple who both do not work needs at least €3,000 a month (€36,000 a year) for non-lucrative residence.
Non-lucrative requirements
- Means for the whole permit period: €28,800 for the first year and twice that for a 2-year renewal
- Comprehensive health insurance, usually private with no co-payments or waiting periods (consular practice)
- Medical certificate and criminal record certificate
- To renew: more than 183 days of actual residence a year and school-age children enrolled
Digital nomad requirements
- A university degree or 3 years of relevant work experience
- The employer or client company has operated for at least 1 year, and you have worked with it for at least 3 months
- Written permission from the employer to work remotely from Spain
- Health insurance and a criminal record certificate
- You can apply from inside Spain (after legal entry) or at a consulate
Tax
Digital nomad visa holders can use the Beckham regime: 24% tax on work income up to €600,000 for 6 tax years. Non-lucrative residence usually makes you a Spanish tax resident, taxed on worldwide income; plan your taxes before moving.
Steps
- Assess your funds or employment contract and choose the route
- Prepare statements, insurance and documents with sworn translations (traductor jurado)
- Apply at the Spanish consulate; the decision deadline is 1 month
- Enter Spain, register your address and give biometrics for the TIE card within 1 month
Frequently asked questions
What is the Spain non-lucrative visa minimum income in 2026?
€2,400 a month or €28,800 a year for the main applicant, and €600 a month for each family member.
Can I work in Spain on a non-lucrative visa?
No. This residence does not allow work. After a year you can, under set conditions, switch to a work permit.
What is the Spain digital nomad minimum income in 2026?
About €2,849 a month or €34,188 a year, i.e. 200% of the Spanish minimum wage, plus additional amounts for family members.
Are savings enough for the non-lucrative visa?
Yes. The means can be savings or passive income, held in an account in or outside Spain, provided they are documented as the consulate expects.
Amounts are based on the IPREM of €600 and the 2026 minimum wage; confirm the digital nomad family amounts with us before applying.
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